PensionLayer gives you the tools to design, analyse, and compare retirement investment portfolios — all in one clean, intuitive workspace.
7
Asset classes
3
Growth scenarios
100%
Browser-based
Powerful tools designed specifically for self-invested personal pensions
Divide your SIPP across 7 asset classes with intuitive percentage sliders that always sum to 100%.
Get an instant risk score based on your allocation mix, from Very Low to Very High with colour-coded guidance.
See optimistic, base, and pessimistic growth curves over your chosen retirement horizon.
Build multiple portfolios and compare them side by side to find your ideal strategy.
Drill into each bucket and select specific ETFs and funds from a curated list of UK-available instruments.
Lock any bucket and the remaining allocation auto-rebalances across unlocked positions.
Sign in with the demo account and start experimenting in seconds.
Open the builder